Public Bank Credit Card Payment Due Date

On the due date or you ll face late payment penalties. Some card issuers may set a later due date if you pay your bill. Failure to make the minimum payment by the due date a further charge of a minimum of rm10 00 or 1 of total outstanding balance retail transactions and cash advance only as at statement date whichever is higher capped to a maximum of rm100 00 shall be debited to the card account.

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Some credit card issuers may extend the payment cut off time to as late as 11 59 p m.

Public bank credit card payment due date. The credit card act which amended the truth in lending act details when credit card issuers have to accept payments and how they should handle payment due dates that fall on non business days. Thanks to the credit card act of 2009 credit card issuers must give cardholders 21 days to pay their credit card bill once their monthly statement closes. However you should also note that you. The payment cut off time cannot be earlier than 5 00 p m.

If your due date falls on a holiday or weekend your credit card issuer has to accept the payment without charging you any penalty as long as the payment is received by the following business day by 5 pm. A credit card payment can t be considered late if it was received by 5 p m. On the day that it was due according to the card act. Eastern time under certain circumstances.

Public bank a complete one stop financial portal offering a range of accounts credit cards loans deposits and other financial aids for our personal and commercial customers. On the due date. Unless your credit card issuer states otherwise your payment must be received by 5 p m. If you mail a payment and the due date falls on a federal holiday then the bank must receive your payment before the cut off time on the next business day after the federal holiday for your payment to be on time.